Sticking to a budget is rarely easy, but there are plenty of simple tricks and tactics you can use to avoid unnecessary overspending.

Many people have trouble sticking to their budgets and staying in the black each month. These simple tips can help even the worst over-spenders curb their bad habits and foster financial responsibility.

First Thursday is a monthly event in Austin Texas. Each first thursday the businesses on South Congress stay open late and the residents of Austin have some fun.